Checking Rates

Effective Date – [[effective-date]]
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Program Minimum to Open Minimum Daily Balance to earn APY APY*
Get More Checking® $100 $0.01-$24,999.99 0.05%
  $100 $25,000-$49,999.99 0.10%
  $100 $50,000-$99,999.99 0.10%
  $100 $100,000-$999,999.99 0.15%
  $100 Over $1,000,000 0.20%

*This is a variable rate account and rates are subject to change without notice. Fees may reduce earnings.

The Federal Deposit Insurance Corporation (FDIC) insures deposits of up to $250,000. All portions of deposits in excess of $250,000 are insured by the Depositors Insurance Fund (DIF).

Savings Rates

Effective Date – [[effective-date]]
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Program Minimum to Open Minimum Daily Balance to earn APY APY*
Get Real Savings® $10.00 $0.01 0.05%
Club Accounts $10.00 $0.01 0.05%
Passbook Savings $10.00 $0.01 0.05%
Get More Money Market® $500.00 $0.01 0.20%
Get More Tiered Money Market® $1,000.00 $0.01 – $24,999.99 0.10%
$1,000.00 $25,000 – $49,999.99 0.15%
$1,000.00 $50,000 – $99,999.99 0.20%
$1,000.00 $100,000 – $999,999.99 0.25%
$1,000.00 $1,000,000+ 0.30%

*This is a variable rate account and rates are subject to change without notice. Fees may reduce earnings.

The Federal Deposit Insurance Corporation (FDIC) insures deposits of up to $250,000. All portions of deposits in excess of $250,000 are insured by the Depositors Insurance Fund (DIF).

Certificates of Deposit

Effective Date – [[effective-date]]
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Program Minimum to Open Minimum Daily Balance to earn APY Term Interest Rate APY*
Certificate of Deposit $1000 $0.01 3 months 0.05% 0.05%
$1000 $0.01 6 months 0.10% 0.10%
$1000 $0.01 SPECIAL 7 months** 4.65% 4.75%
$1000 $0.01 SPECIAL 7 months Bump Up** 4.89% 5.00%
$1000 $0.01 9 months 0.15% 0.15%
$1000 $0.01 SPECIAL 11 months*** 4.75% 4.85%
$1000 $0.01  SPECIAL 11 months Bump Up*** 5.00% 5.12%
$1000 $0.01 12 months 0.15% 0.15%
$1000 $0.01 15 Months 0.25% 0.25%
$1000 $0.01 18 months 0.25% 0.25%
$1000 $0.01 24 months 0.30% 0.30%
$1000 $0.01 30 months 0.35% 0.35%
$1000 $0.01 36 months 0.40% 0.40%
$1000 $0.01 48 months 0.45% 0.45%
$1000 $0.01 60 months 0.50% 0.50%

*This is a variable rate account and rates are subject to change without notice. Fees may reduce earnings.

The Federal Deposit Insurance Corporation (FDIC) insures deposits of up to $250,000. All portions of deposits in excess of $250,000 are insured by the Depositors Insurance Fund (DIF).

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